Home Mortgages and Loans for RI | MA| CT | FL TEAM 1 advantageS



L o a n s

 

Only from Team 1
  • Your resource for all mortgage related questions.
  • Seacoast Mortgage is a strong, stable organization that protects your personal financial information.
  • Lilliane is an expert in tailoring mortgage financing to your unique wants and needs.
  • She provides full disclosure up front so you know exactly what to expect with no surprise fees or costs.
  • Lilliane gets to know you and your history. This makes your next mortgage process fast and smooth with her and Seacoast Mortgage.
  • She is available to meet with you at what ever location is convenient … in your home, office, etc., day or evening and weekends too, or to mail the loan package via UPS for review over the phone, should this be a long distance transaction.
  • For every purchase or refinance of $150,000 or more, each client is offered a choice of vacation package…from a cruise, to airline tickets, to a stay in a luxury condominium resort, to a Mexican getaway. Learn more…
  • Lilliane helps clients who have erroneous information on their credit report repair their credit with all three major credit bureaus. Most often this can increase their scores significantly within 48 to 72 hours.
  • She offers each client a FREE analysis and a personal one-on-one webinar showing how to eliminate thousands of dollars of interest, build equity faster, pay off a mortgage and all other debts in as little as 8 to 12 years.

 

 

 

 


Quality Control
At the closing table there is a customer survey for you to fill out and hand to the closing attorney. It is returned to our corporate headquarters with a copy to us. The survey questions and results can be found here. Lilliane is held accountable to the highest standards.

 

Click here to see the full list of our loan programs.




P r o g r a m s

Lilliane Goes the Extra Mile

Seacoast has the client sign a Zero Tolerance form to alert the client as to the seriousness and need to be factual in all declarations on the application.

 

Seacoast Mortgage uses only reputable appraisers on its FHA approved list to conduct FHA appraisals for our clients.  At Seacoast we do not allow any people who have ever produced fraudulent reports to work with us.

 

Lilliane gives her clients, who opt to use the bank’s attorney for the closing, a list of proven real estate attorneys, whose primary focus is real estate law, thereby assuring a smooth closing process.

 

Twenty four hours prior to closing Lilliane E-mails her client the HUD 1 and Good Faith Estimate and reviews them over the phone, line upon line.  She informs them of the documents needed to bring to the closing table, and the amount of the Cashier’s check required.  This review helps to clarify and speed up the closing attorney’s final review at the closing table.  This added step helps make for “smooth sailing!”

 

Lilliane attends the majority of her closings (in particular, the purchase closings) in order to increase her client's comfort level, and to quickly put to rest any questions or concerns that may arise. This not only proves her commitment to great service, it often adds to the “smooth sailing” that has come to be appreciated by clients, Realtors and attorneys involved in transactions with Lilliane and
Seacoast Mortgage.